UK Life Insurance: Family income benefit insurance

Family Income Benefit Life Insurance is designed to pay a regular income for the remainder of the policy term in the event of the Life Insurance provides security for your family and dependants

Life Insurance provides security for your family and dependants

death of the policyholder(s) during that term.

For example if someone chooses an annual benefit of £10,000 over a 20 year term and was to die after 5 years, an income of £10,000 per annum would be paid for the remaining 15 years. If however they were to die after 18 years, the income would only be paid out for 2 years.

This method of life insurance cover is usually used to cover the anticipated costs of raising children until they reach independence if a parent was to die whilst they are still dependent, although it can be used for other purposes.

The risk to the insurer reduces over time, so again it is a cost efficient way of providing life cover.

Many forms of life cover also offer the option to escalate benefits over time so they keep pace with inflation, and a number also offer add ons such as critical illness cover, waiver of premium (where premiums are continued in the event of certain illnesses and disabilities) or the ability to extend the term or convert to a different type of cover to provide a greater degree of flexibility.

Try to complete as much as our quick enquiry form as you can and a specialist broker will help you in your search for the right life insurance and critical illness cover. By asking for a quote there is absolutely no obligation to buy. Please note minimum amount of cover £10,000 and minimum term 5 years.

No Obligation Life Cover, Critical Illness and Income Protection Enquiry
Section 1 - First Enquirer
Do you smoke?	No Yes
Date of birth(*)
Occupation
Number of dependents (under 18 years)
Section 2 - Second Enquirer (single enquirers please go to section 3)
Do you smoke?	No Yes
Date of birth
Occupation
Relationship to 1st enquirer
Section 3 - Policy requirements
Amount of cover required(*)
Term of cover required (years)(*)
Cover required (1st choice) Not sure? Click here
Cover required (2nd choice)
Is your enquiry in relation to a repayment mortgage?	Yes No
When do you want the policy to start?(*)
If you have received other quotes what is the lowest monthly premium quoted?
Section 4 - Other information
Any other information you think may be useful, or comments, or questions you may have
Section 5 - Contact details
Title:
First Name:
Last Name:
Address:
Postcode:
Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.
Home phone:
Work phone:
Mobile:
When can you be contacted?	Daytime Evening Weekend
Email address:
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UK Life Insurance: Family Income Benefit Life Insurance

Family Income Benefit Life Insurance